Terms & Conditions

1. Agreement to Terms

By accessing or using the website of CredNova Flow, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Use of Services

The services provided by CredNova Flow are intended for personal and business financial needs. You agree to use these services only for lawful purposes and in a manner that does not infringe the rights of others.

3. Application Process

Submission of an inquiry or application form through CredNova Flow does not guarantee approval. All financial products are subject to eligibility criteria, credit checks, and final approval by our underwriters.

4. Marketing Communications

By checking the marketing consent box, you agree to receive communications via RCS, WhatsApp, email, or SMS from CredNova Flow. You can opt-out at any time by following the instructions in the messages.

5. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of CredNova Flow and is protected by copyright laws.

6. Limitation of Liability

CredNova Flow shall not be liable for any indirect, incidental, or consequential damages resulting from the use or inability to use our services.